Guides

How to sell a home in Pennsylvania: the main steps

Selling a home goes more smoothly when you know the order of things. Here is the usual path in Pennsylvania.

1. Learn what your home could sell for

Start with recent sales of similar homes nearby. A licensed agent's price opinion looks at size, condition, updates, and location. Online estimates can be far off because they cannot see inside your home.

2. Know your numbers

Your proceeds are the sale price minus your mortgage payoff, commission if you use an agent, your share of realty transfer tax, and other closing costs. Try the net proceeds calculator for a rough figure.

3. Complete the seller's property disclosure

Pennsylvania law generally requires sellers of residential property to give buyers a written disclosure of known material defects before an agreement of sale is signed. Answer honestly and ask your agent or attorney if you are unsure about a question.

4. Prepare and list

Small repairs, a deep clean, and good photos usually matter more than big remodels. Decide on showings, pricing, and how you will review offers.

5. Accept an offer and manage contingencies

Most agreements include inspection, appraisal, and financing contingencies. Expect negotiation after the inspection.

6. Close

At settlement, the title or settlement company pays off your loan, collects taxes and fees, and sends you the balance. Bring photo ID and your keys.

General information only, not legal, tax, or financial advice. Laws and local rules change; confirm details for your situation.